23 October 2020

Case name

Class action on the practices of auto insurance companies regarding the consideration of not at fault accidents

Quebec Superior Court file #

500-06-001040-209

Violations

The insurance companies against which this class action is initiatedtake into account the occurrence of not-at-fault car accidents, in order to increase the amount of insurance premiums payable by their policy holders and/or to reduce, remove, or refuse  discounts on insurance plans, even if such accidents do not represent an increased risk. In fact, the policy holders are already paying a premium in order to benefit from insurance coverage in the eventof a not-at-fault accident. Furthermore, the auto insurance policies of these companies purposely mislead consumers regarding this matter.

This class action seeks the obtention of compensatory and punitive damages, a reduction of the consumers’ obligations, as well as compensation for the unjust impoverishment they endured.

The Class Definition

All physical and legal persons residing in Quebec,who  were party toa car accident for which they were not at fault, while insured by either of the Defendant insurance companiesunder an autoinsurancepolicy.The accident must have occurred withinsix (6) years preceding the emission or renewal of the insurance policy.

Remedies sought for consumers

Compensatory and punitive damages, the reduction of the consumers’ obligations, and compensation for the undue financial impoverishment they endured, in amounts to be determined.

Status

Pending Authorization hearing

Files –Class action on the practices of auto insurance companies regarding the consideration of not at fault accidents

Application for authorization to institute a class action– January 24th, 2020

Registration Form

Class action on the practices of auto insurance companies regarding the consideration of not at fault accidents

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Under Quebec law, you are automatically included in the class action insofar as you fall within the Class definition. Thus, no need for you to complete any other formality to be part of this class action. We do encourage you to complete the form below if you wish to be kept informed of developments in this case.

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